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Brexit is looming and it’s all we can talk about. This is no surprise as, whatever camp you happen to be in, one fact is the same; nobody really knows what it’s outcome will be.  This is raising many questions and fostering a lot of caution in virtually every market that operates from the UK and for many across the globe; the UK property market is no different. One of the most pressing questions around Brexit and the property market is this; when on Earth is the best time to sell, before or after? Selling your home is a complex and lengthy task already, without worrying about the implications of Britain’s exit from the EU. Through this article, we hope to put your mind at ease and help you to make the right decision for you as regards selling your property. 

 

Little Change

As things currently stand, 11pm on March the 29th, 2019 will mark the end of Britain’s EU membership. This is set to happen regardless of the status of the deal that has been agreed upon (or not). However, this does not signal a sudden change in a swathe of rules, accesses and legislations, rather there is set to be a transition period of around 2 years, during which the UK will be weaned off of the laws and benefits in place under EU membership. We do not yet know how post Brexit legislation will affect the buying and selling of property, but what we do know is that any new rules will not come crashing down on us all at once. So, if this a concern for you, or if you are panicking about getting your house sold before the March deadline, then know that you can relax a little, there will be no drastic procedure changes coming imminently and remember that apart from the requirement of an Energy Performance Certificate to market your home, the process has little changed in decades. 

 

It's all Relative

This is something to consider if you are selling your primary home, possibly you are looking to up or downsize, move to a new location or simply fancy a change. Whatever happens to the value of your current home, know that the same adjustment will befall your desired purchase. What we mean is, if, for example, if the value of your home were to change after Brexit, so would the value of your new home. It’s all relative. The leap or fall in value will be pretty much the same, you simply have to evaluate the risk in the difference between each property. If you are buying using a mortgage, your lender will provide you with detailed information on what could happen if interest rates change, so you can make the right decision for you based upon your affordability.

 

Caution on Both Sides

The biggest issue with Brexit across most businesses, is the uncertainty. The best we can do is to make educated projections about what might happen after the change. This has spawned a general air of caution in the property world. Many vendors, certainly in this area, are holding off selling until they have more answers about what the changes might be; potential interest rate hikes, for example. Essentially, Brexit has already changed the market as the caution is already being taken, and it is likely to continue after March 29th. You may want to wait until you have more knowledge about what will change post Brexit, or you might want to risk not getting as good a deal by selling before. The fact is, with the changes coming in gradually over the next 24 months, risk and caution are going to be regular considerations within the property market; this is likely to be the case both before and after the deadline.

 

It’s all about Timing

Getting a great property deal is, and always has been, about timing. Now is actually a pretty good time to upgrade, you can take advantage of lower interest rates, and if you are inclined to buy a new property, developers are keen to offer a bundle of incentives which may include your stamp duty being paid and a contribution to moving costs. There is also still plenty of time to utilise the government backed Help to Buy Scheme underwriting up to 20% equity of your purchase value but remember you will have to pay this back eventually. Generally, if you are on the market and receive a sensible offer on your property, make it work form you on your purchase. Yes, sometimes sellers may settle for a slightly lower price than hoped for, but when you are in a position to buy, use that to negotiate on your purchase. The percentage changes may be the same on both properties, it’s all about looking at the long term, the reason behind your move and your motivation.  Property value in the UK over the long term has always risen, so focus more on your needs for you and your family and what is affordable, don’t be swayed by short term changes in the market if you’re making a long-term decision. 

 

Properties always Sell in the UK

If your worry is that your property will not sell at all, then know this; property will always sell in the UK. Whatever the Brexit result, our current housing landscape remains the same; there is demand. The UK does not currently have enough residential property for the population (which is a whole other blog post), so there will always be a market for your property; it will sell eventually.  Often, a new instruction will sell in the first 4-6 weeks of being on the market if it is priced correctly. There are examples even now of sales within a day of being on the market, fundamentally if there is demand, there will be sales.  Interestingly, transactions have fallen in recent years across our region, but this we believe is due to fewer buyers in the buy-to-let market, poor stock levels and sellers being more cautious. This lower level has stock has indeed kept the values fairly resistant, so if stock increases but demand doesn’t, then is the time to look closer at values.

 

Property is Resilient to the Economy

Here, in the eye of the Brexit storm, is all seems hectic uncertain and tumultuous. But remember this, the property market is sturdy and has navigated many a rough ride. It survived the unemployment epidemic of the 80’s, the 15% interest rates of the 90’s and the financial crash that we experienced a decade ago. The property market will always regain stability, because people always need somewhere to live.

 

We hope that this look at the post Brexit possibilities has helped you towards a useful conclusion. Having said that, whether it is a good time for you, personally, to sell your home sooner or later is best discussed with an expert. Regardless of how much you know about Brexit’s potential impact on the sale of your home, we recommend you consult with the right estate agent. An estate agent who has their finger on the pulse of the changes in the property market as they happen over the coming years will help you towards a balanced and well researched plan of action. As we have said, changes will come in gradually, you will want someone who is there to inform you as they happen and help you to navigate the many large and small adjustments that are likely to alter the market’s behaviour as Brexit comes to fruition.  If you want to talk through all your options and want advice on selling, call us at Adkins Estate Agents on 01285 239486, and we would be delighted to help you.     

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Our latest reviews from allAgents

"We are a young couple who have just bought our first home via Adkins. From start to finish, Paul was professional and helpful. He maintained contact throughout the process - which was quite daunting at first - and was always willing to explain things further if we had any questions. In particular, we really liked the advert for the house - which drew us to the property in the first place. The use of a video and a flyer to take away added transparency and a personal touch. Thanks for all your help, Paul!"

Sarah Smith | 18 July, 2019

"I am a young landlord and needed a trustworthy and approachable estate agent to manage my property when I was out of the country. Paul was immediately friendly and helpful, the feel of the business was family orientated which was a big positive. I have rented through Adkins for around three years now and they continue to give an outstanding service. Paul is always happy to give honest and insightful advice, find the best tenant and the most reasonable services to fix\/upkeep the property. I would definitely recommend Adkins if you are looking for a fair estate agent that goes above and beyond!"

Megan Ormanroyd | 4 July, 2019

"Renting a home and being the \'tenant\' rather than purchasing a home doesn\'t always get the same avid attention with many agents. I say this from experience as I have bought, sold, rented out and been a tenant myself. I have recently rented a home from Paul at Adkins as a tenant. I can honestly say that I have been treated with the same respect and attention to detail as I would have been if i was purchasing a £2 Million property from him! Highly professional at all times, responsive to correspondence and calls, Paul clearly works hard for both the landlord and tenant when executing a rental agreement."

Deborah Morgan | 20 June, 2019

"Moving home is a stressful experience.There can be negotiations - chains - problems and unanswered questions. Not with Paul Adkins of Paul Adkins estate agent. Paul and his team made our experience a real smooth move."

Steve Debbie and Kate | 11 June, 2019

"This is the 2nd house we have sold using Adkins Estate Agents and they have not disappointed us. Good viewings, feedback the same day and keeping us informed throughout the sales process. Personally think they are the best estate agent in Cirencester."

Mimi | 1 May, 2019

"I couldn't fault the service that I've received from Adkins during my first letting experience. Ever since the first contact, Paul and the team have been extremely professional and responded promptly to all communication. The longer office hours and 7 days a week service has made the whole process much easier for me whilst I have been juggling several other commitments. The tenants have since moved in without a glitch and I'm happy with the management service received so far."

Miss C Williams | 8 April, 2019

"We live in France and we instructed Paul to sell our house in Cirencester. Paul was outstanding in every way - proactive, committed, diligent and an excellent communicator with prospective buyers. All the issues and problems with selling a house were approached with a real “can do” attitude. Would I use Adkins again ? Without reservation."

Cote d’Azur | 25 March, 2019

"Paul commissioned excellent photos of the house which allowed it to be marketed in an attractive manner. Once a buyer was found and the sale price agreed, Paul was very proactive in progressing the sale, which moved to completion efficiently within 7 weeks."

Stephen | 21 February, 2019

"Having chosen Adkins, both of us felt we were in safe hands; knowing Paul was always making an effort to get viewings and keeping us updated at every stage of the selling process. Fantastic agent. We would definitely recommend his friendly and professional approach for anyone looking to sell. Thank you."

K&M from Cirencester | 5 February, 2019

"Paul gave us great service in the sale of our home. While it took us a while to put it on the market, Paul was extremely patient and acted when it was right for us. Finding a buyer quickly, Paul worked hard to strike the right deal, and then remained proactive in dealing with the various 3rd parties involved in progressing the sale as quickly as possible. Definitely recommend."

Jonny | 5 February, 2019

"Paul helped us rent our property in advance of an overseas move. He dealt with all the logistics, and made the process smooth and stress-free. We are also very happy with his property management service."

Chris | 4 February, 2019

"Paul acted for the family whose home we were buying. He was always contactable and very pro-active. We would definitely use him if we were to sell in the future."

Tom and Kate | 1 February, 2019

"Paul was very professional, helpful and extremely supportive with my house sale. Always contactable and returned calls. Would definitely recommend 100 % selling through Adkins."

Lucinda | 29 January, 2019

"Paul is first class at customer service and in particular keeping all parties informed with great communications. Great knowledge of the local market and was confident of a sale at the right price which he then delivered on. Very happy indeed that we chose Adkins to handle our sale."

Tim D | 21 January, 2019

"If you are looking for professionalism, personal service, honesty and trustworthiness, then look no further than Adkins Estate Agency. Paul helped us find a tenant for our property and has made it so effortless. He has dealt with all the documentation necessary and communicated with us throughout. This is our first experience of renting out a property and Paul ironed out all our concerns. I cannot recommend his Estate Agency more highly."

Claire and Bernard | 14 January, 2019

"Its been a long overdue review for the selling of our property by Paul. We were very pleased with all the help and assistance that Paul provided. We were part of a very long and convoluted chain but Paul was excellent in providing reassurance that everyone in the chain was proceeding as expected. Thank you Paul and Helen for your fantastic service."

Kate | 1 November, 2018

"Yet again Paul and Helen helped let my property in Cheltenham very quickly with such little hassle. They take away all the pressure updating and advising me at the right times. Fantastic service again!"

Guy Wakefield | 15 October, 2018

"We are now in our new home, very happy. After trying the ' usual ' agents with no luck we decided to give Paul a ring... Very professional and gives 100% with great enthusiasm, he kept us informed throughout and achieved the end result we ' the customer' wanted...great job Paul and the team at Adkins ."

S&M | 13 October, 2018

"We purchased a property from Paul and sold with him. His knowledge and contacts secured the sale within 24hrs and completed in 7 weeks. Paul kept in touch throughout the process and was extremely professional. He clearly loves what he does as his passion and enthusiasm for keeping both parties happy is paramount."

Erik & Iris | 9 October, 2018

"Having chosen Adkins to sell our property both of us felt that we were in safe hands. Knowing Paul was always making an effort to get viewings and keeping us updated on what was going on at every stage of the selling process. Fantastic agent and would definitely us him again if we ever decide to sell... Thank you."

Kev and Maria | 27 September, 2018

"Paul Adkins was recommended to me by a personal friend whom had sold his house via Adkins Estate Agents, this referral prompted me to approach Paul and from start to finish I was extremely impressed. Having sold houses before this is by far the best service, without over promising I have ever received. The ethos of Paul's service is to ensure he understands the needs of the seller and/or buyer and the current market, clever and honest marketing sold my house in 3 days, he finds the right buyer for the property and never quibbles on service. I have since referred Adkins to friends whom are looking to sell and purchase and personally would not hesitate in using Adkins in the future."

Helen B | 24 September, 2018

"I recently purchased a house from Paul and I was thrilled with the professional and seemless service. Easy to contact and deal with, a really positive experience from start to finish."

Sarah H | 13 September, 2018

"Having bought & sold a house previously with little involvement from the agent at the time, we were thrilled that Paul was involved every step of the way through our purchase. He couldn't have been more helpful & it was great that he personally chased solicitors when needed. Brilliant, professional service but with a personal edge that made buying our house a lot of fun!"

Sadie & Adam | 13 September, 2018

"We were extremely pleased with the service we received from Paul Adkins throughout our sale. This was our first move in over 40 years so we were rather out of the loop as things now stand but Paul helped us all the way. The brochure was very good with many more photos than other agents take. Being available 7 days a week from 8 am to 8pm meant that buyers were able to view outside normal working hours. Paul negotiated a good price with our buyers which meant we did not have to get involved and held the chain together all the way. We would definitely recommend him to anyone thinking of selling their property."

Frances and Dave | 19 August, 2018

"Paul - thanks for making purchase to easy and smooth. Always helpful and thoughtful. Delighted by your service. Martin and Wendy"

Martin | 19 July, 2018

"Paul and his team were excellent throughout the sales process. As a first time seller they were always there to explain things and give advice. Paul always responded quickly, provided immediate feedback to viewings and followed up with the buyer and their solicitor to move the sale along. The service was personalised and it is clear that Paul is genuinely interested in his customers and in meeting their needs."

H Catlin | 19 July, 2018

"Paul has been fantastic to deal with. Sensible and down to earth, available in the evenings and weekends for calls or viewings. Secured good tenants for our property quickly and guided us through the referencing process and what we should expect with confidence. Gave good balanced advice and I didn't feel like he was pushing us into having unacceptable tenants just in order to get someone in (which we have come across with other agents). Great communication - kept us up to date with what was going on, never needed to chase him for information. Great small company with a personal service."

Kerry | 5 July, 2018

"After putting in an offer Paul was fantastic with his quick communication and responses. Even further along the line he would always call with updates and let me know if there were any hold ups. Could not fault the customer service and care that Paul provides. Fantastic experience as a first time buyer!"

Gareth | 5 July, 2018

"We had a complicated sale and purchase yet Adkins were confident and caring taking us through the process. They were pro-active at every stage. Always offering advice and re-assurance. Extremely reliable."

Mr & Mrs Manns | 5 July, 2018

"First time selling and buying at the same time, Paul and the team were confident, reassuring and realistic every step of the way. A spot on valuation and brochure made up, even deciding to come back another day to get better photos. A slick website and listings on Rightmove generated a good amount of interest and viewings even in the run up to Christmas. Paul gave a balanced level of contact, checked in with feedback from each viewing and provided all the information I needed to sell. A professional service, really couldn't have asked for more."

Andy Fin | 22 June, 2018

"Paul and Helen provide a highly professional service and we could not have asked anymore from them with our recent sale. They know the Cirencester market exceptionally well and are geninuely nice people to deal with. If you are looking to sell your house at a good price, then don't hesitate to instruct Adkins. We'd use them again without hesitation."

Darren | 10 June, 2018

"We recently rented a property in South Cerney and Paul was the Agent. He did an excellent job and dealt with one or two tricky issues with the Landlord very professionally and very well. When we had any defects these were remedied without any fuss and in an efficient manner. If Paul is your Agent you well be pleased."

Adam | 3 May, 2018

"Despite some delays in the process Adkins Estate Agents were really professional. Paul kept us regularly up to date and moved things along as quickly as was possible. Great service."

Fran & Joe | 28 April, 2018

"Despite some delays with various aspects of our purchase Paul worked tirelessly to push things through for us. His calm manner and professionalism were greatly appreciated. He kept us updated and kept pushing on our behalf when it was required. An absolute pleasure to work with."

Jacqui Smith & Neil Dossor | 27 April, 2018

"I recently had a property to let in Seven Sisters, London. Paul had first managed to quickly find a great tenant over 3 years ago now and so I asked him to do the same again and he quickly delivered. There was no stress for me in the process and having used Paul and Helen a few times now (on other more local properties to rent) I knew I would get excellent advice and first class professionalism in advising me and speaking to and negotiating with prospective tenants. Excellent service."

Guy Wakefield | 6 April, 2018

"Paul was really helpful to us in purchasing our home, he was always available for questions and guiding us through the process. Which really made all the difference to us. When we first starting looking at properties, we loved the fact Adkins Estate Agents was open 7 days a week, from 8am to 8pm, in meant we could fit in viewings around our busy work schedule. Paul always did above and beyond, we are very thankful to him and highly recommend using Adkins Estate Agents. It also really helps to have someone who knows the local area so well."

Emma Stevens | 27 March, 2018

"Paul was instrumental in making sure everything went smoothly with our house purchase. The communication was superb throughout, he always responded to our calls/texts/emails very promptly and we never felt like we had to chase him up on anything. Additionally, he always updated us with any news he had, whether it was significant or not. He often gave up his free time on an evening/weekend to assist us. Paul works tirelessly to ensure everyone is happy and we are grateful for everything he helped us with. Thanks Paul! Chris & Anna."

Chris Jones & Anna Slade | 7 March, 2018

"My husband and I can't thank Paul enough for all his help and support during the purchase of our first home. It meant a lot to have an agent that was regularly in touch with ourselves, the vendors and solicitors on a regular basis as well as being proactive and contactable throughout the entire process. We love our new home! Should we decide to sell in the future, as vendors we know exactly where we would need to go."

Mrs C | 21 February, 2018

"Paul was a tremendous help when we purchased our property in Cirencester. He was always available, always willing to be of assistance and actually always ready to go the extra mile. We cannot thank him enough for everything he did for us and would highly recommend him."

John Hanschell | 21 February, 2018

"We moved to Cirencester late 2017 and bought a property via Adkins Estate Agents. Throughout the 3 month process we asked to see the property a number of times, and needed a good deal of advice as a result of a complicated chain. At all times, without exception, Paul and team were on hand, courteous, professional and prompt in all matters. Being available 7 days a week was a real plus too. Wouldn't hesitate to recommend."

Massey/Maslin | 1 February, 2018

"Adkins did an excellent job of guiding us through the fraught process of selling a house. They were really professional, kept us up to date with all progress and were always ready and willing to answer our questions. They are very thorough in all that they do so the photos and property details were excellent, the feedback on every viewing was detailed, and once a sale had been agreed then they kept in close contact with the solicitors to ensure as smooth a transaction as possible"

C and I Pople | 1 February, 2018

"Paul Adkins provided me and my husband with excellent service. He made the process so smooth and less daunting for us as it was out first time moving. I'm really happy we had Paul there to help us with the process and always acted with the integrity and provided us with the support we needed to move to our new home! Thank you Paul and Adkins team."

Kaur | 24 January, 2018

"We sold our house with Adkins and they were brilliant. They were very professional and understanding and offered us help and advice every step of the way. We would definitely recommend them."

R & M Baker | 8 January, 2018

"The brief sounded simple: sell the house, exchange and complete by mid October. Also ensure that the sale was to a family and not a student landlord. This was important to ensure that our neighbours, whom we had a fantastic relationship with, weren't left aggrieved. Paul came around to review our property and after the normal pleasantries we got down to business. Before committing I wanted to see the draft property details as would be seen by any potential customer visiting his or one of the other property websites. Photographs were completed within 48 hours and quite rightly Paul waited for the best sunlight to capture the best aspects of the house (this was end of July). Once completed and reviewed and some additions to the descriptions we were set. I was happy with the media bundle that Paul put together and with the discussions all the way through. He kept me abreast of the situation at times as was keen to actually listen to me every step of the way. The house went up for sale at the beginning of August and the house was viewed by no fewer than half a dozen people with in the week. Within 10 days from being put on the market we had a firm offer which we accepted. We completed middle of October and the whole process from start to finish took a mere 12 weeks. I was delighted with Paul's shear attention to detail and pleasant and honest manner. He walked and steered my wife and I through the whole process even making some excellent recommendations for solicitors and removal companies, which we took up and were equally delighted with. I would seriously recommend Paul and his team to provide your family with the best sales experience possible. Thank you Paul, Helen and Sophie for helping us achieve our goal in double quick time."

Richardson | 4 December, 2017

"Paul was my vendor's agent. He maintained my confidence in the sale by communicating effectively, and by responding to my communications quickly and helpfully. He was also very helpful in providing me with information about the local area. He works long hours, and has a commitment to the reputation of the business. Thanks Paul."

Oliver | 20 October, 2017

"Throughout what has been a very traumatic experience over the last calendar year, Paul and Helen have remained highly supportive and have manged the sale of our property with efficiency. Their level of communication with us and with respective conveyancers has been exceptional so helping us to overcome numerous difficulties. They have consistently gone that 'extra mile' for which we are extremely grateful."

David and Monika | 11 October, 2017

"We have dealt with many estate agents whilst looking for our new home and found that they varied enormously. We had that experience in mind when coming to sell our house and choosing an agent. What came across strongly with Paul and Helen was their energy and enthusiasm from our first discussion and throughout the many viewings before our sale was agreed. We were kept very well informed and their support never faded. We would recommend them without any hesitation."

David and Anne Rollason | 27 September, 2017

"Paul Adkins has guided us professionally while buying our house.He has answered all questions quickly and reminded others that they should reply too.Helen and Sophie have been very helpful also. We have always felt supported and would recommend him unreservedly."

David & Penny | 27 September, 2017

"TVE Group Ltd appointed Adkins Estate Agents to sell a new build family home that we had just built in Minchinhampton. Paul and his team secured us a quick sale and their professionalism ensured that it was a smooth process. I would highly recommend them."

Sam Rutley | 26 September, 2017

"Great service from start to finish, made the process a easy as possible for us. Speedy return of emails/phone calls, and helped when our solicitor was dragging their heels! Late opening hours and working weekends is a massive help. Many thanks"

Rob & Laura | 4 September, 2017

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